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Mortgage rates aren’t set at random. They are calculated by two factors: financial markets and you, the borrower.
Like many loans, mortgages are influenced by US Treasury rates (^TNX), which move based on things like Federal Reserve policy and economic growth.
On the borrower side, personal credit matters. Your credit score, income, and debt levels help lenders determine risk while fine-tuning the rate you receive.
For more about videos about the real estate market and what it takes to buy a home, please visit:
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