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Raymond Zeng lives in the San Francisco Bay Area and works as a software engineer at Meta, earning $306,500 a year. Despite his high salary, he lives minimally, saving aggressively with the goal of retiring by age 30. Instead of spending on material things, Zeng prioritizes travel, hobbies, and investing, using credit-card points and perks to help fund trips around the world.
In this episode of Cost of Living, Raymond breaks down exactly how he budgets, spends, and invests his money while living in one of the most expensive regions in the US.
Read "I make over $300,000 a year working for Meta in San Francisco and still don't own a car, couch, or TV":
For more from Raymond:
00:00 - Introduction
00:15 - Income and work
00:53 - Housing and utilities
04:23 - Transportation
05:19 - Food and groceries
07:24 - Leisure and hobbies
10:55 - Savings and investments
15:17 - Long-term plans and advice
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#costoflivingusa #sanfrancisco #techearnings #costofliving
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Breaking Down My $306,500 Sal
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