Scott and Kari Amable bought their first home in California in 2005. But in spring 2021, a stranger rang their doorbell and told them he had purchased their house and that they needed to leave.
Their home had been sold in a foreclosure sale. They’d been paying their first mortgage for years. And while they refinanced their second mortgage in 2006 to make repairs, they later declared bankruptcy and even received a tax document stating that the second loan had been canceled.
But that debt came back to haunt them.
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