Casey Bond, Yahoo Finance Banking Lead Editor and Content Strategist, joins Wealth! to discuss what happens when your credit card gets a new issuer. "In theory, this should be a fairly seamless transition. The new issuer will send you a new card with a new number, and that's the one that you're going to use going forward," Bond explains. However, there could be some changes to your new credit card account. New issuers cannot raise the interest rate in your existing balance. However, if you make new purchases on the card, they could potentially raise the rate. If they do so, they must provide 45 days' notice. Other changes can be seen in minimum payments and fees, which also require 45 days' notice. Rewards can also be impacted as well as locations where your credit card is accepted. Bond points to American Express and Discover cards being less widely accepted as opposed to Visa and Mastercard. Watch the video above to hear her top tips for making the transition between credit card issuers easier.
#youtube #NEWS #creditcard
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