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With mortgage rates holding steady above the 7% threshold, the housing market has witnessed a shift in sentiment, steering some prospective buyers away. Against this backdrop, Serhant Florida Founding Agent Mariana Niro joins Wealth! to provide insights into the key considerations for those looking to purchase a home.
Niro emphasizes that homebuyers should define their approach up-front: in particular, whether they plan to make an outright cash purchase or finance the acquisition. She also highlights the significance of obtaining a pre-approval letter, a crucial tool in determining the homebuyer's affordability range.
Despite the elevated interest rates, Niro cautions against adopting a wait-and-see approach, saying, "Don't wait for interest rates to start dropping because prices will skyrocket."
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2024/04/27
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